Congress understands that emergency savings are not sufficient for many individuals. As such, Congress, through the SECURE 2.0 Act, has enacted additional options to make it easier for participants to receive money from their retirement accounts in the event of emergency. These options are in addition to the already allowable participant loan and hardship withdrawal provisions. With this influx of rules all at once, it’s hard not to confuse all of the new legislative provisions. This session will clarify all the options. This session will discuss:

 • Loans

• Hardship Withdrawals

• Emergency – Section 115 of the SECURE 2.0 Act

• Emergency Savings (PLESA) – Section 127 of the SECURE 2.0 Act

• Qualified Disaster Distributions – Section 331 of the SECURE 2.0 Act

• Terminal Illness Distributions – Section 326 of the SECURE 2.0 Act

 After this session, participants will be able to:

• Identify all of the newly allowed emergency distribution options enacted by the SECURE 2.0 Act.

• Understand the emergency distribution options in detail.

• Help clients administer the provisions and to avoid errors.

Participant Information
Each attendee/viewer must have their own registration for each event and access it through their own device in order to receive continuing education credit.

Registration for on-demand webcasts includes unlimited viewing of the webcast recording, webcast outline, and any additional presentation materials for 180 days following the registration date. Recordings are available one week after the live webcast takes place. To receive CE for the on-demand version, viewers must pass a brief quiz following the recorded session.